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Finance Articles

Fixed vs Variable: Which Interest Rate Option is Best for Your Personal Loan?
Fixed vs Variable: Which Interest Rate Option is Best for Your Personal Loan?
Understanding interest rates is crucial when it comes to managing your personal loans effectively. Interest rates dictate the cost of borrowing and can significantly influence your financial health over time. - read more
Importance of Regular Credit Monitoring and How to Do It
Importance of Regular Credit Monitoring and How to Do It
Financial health is crucial in ensuring long-term stability and achieving your life goals. Whether it's buying a house, starting a business, or planning for retirement, a strong financial foundation can make these aspirations attainable. One of the key components of maintaining financial health is regular credit monitoring. - read more
Understanding Loan Rejection: Why It Happens and What You Can Do
Understanding Loan Rejection: Why It Happens and What You Can Do
We've all felt the sting of rejection at one point or another, and being turned down for a loan can be particularly disheartening. It's a setback that many face, but it's not the end of the road. Understanding why your loan application was rejected is the first step towards improving your financial standing and securing future funding. - read more

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Finance News

Decline in Australian Consumer Confidence Amid Inflation Worries
Decline in Australian Consumer Confidence Amid Inflation Worries
16 Dec 2025: Paige Estritori
In December 2025, Australian consumer sentiment experienced a significant decline, reversing the optimism observed in November. The Westpac-Melbourne Institute index revealed a 9% drop, bringing the index to 94.5, indicating a shift back into pessimism among consumers. - read more
ASX Adjusts Dividend Policy Amid Regulatory Capital Requirements
ASX Adjusts Dividend Policy Amid Regulatory Capital Requirements
16 Dec 2025: Paige Estritori
The Australian Securities Exchange (ASX) has announced a reduction in its dividend payout ratio to 75–85% of underlying net profit after tax. This decision follows the Australian Securities and Investments Commission's (ASIC) imposition of an additional A$150 million capital charge, stemming from an inquiry into ASX's operational shortcomings, including a failed software upgrade and recurring trade-processing issues. - read more
RBA Maintains Interest Rates Amid Inflation Concerns
RBA Maintains Interest Rates Amid Inflation Concerns
16 Dec 2025: Paige Estritori
In its final policy meeting of 2025, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 3.6%. However, the central bank signaled potential future rate hikes if inflationary pressures continue. - read more