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Finance Articles

Online Personal Loans: How to Protect Your Information and Avoid Scams
Online Personal Loans: How to Protect Your Information and Avoid Scams
In recent times, Australians have witnessed a notable uptick in the use of online personal loans. The trend emerges as part of a broader digital transformation, where convenience and speed take precedence. This shift has facilitated access to financial services with just a few clicks, making personal loans available to anyone with an internet connection. - read more
Finding Financial Harmony: Balancing Your Debts and Savings Effectively
Finding Financial Harmony: Balancing Your Debts and Savings Effectively
Financial harmony involves the smooth and balanced management of personal finances, where debts and savings are optimally aligned to achieve financial stability and peace of mind. - read more
Top 5 Mistakes to Avoid When Applying for Loans Online
Top 5 Mistakes to Avoid When Applying for Loans Online
Online loans have revolutionized the way Australians access finance. With the emergence of fintech and the convenience of the internet, obtaining a loan is now faster, easier, and often more customer-centric. When managed responsibly, the online loan application process empowers borrowers with quick funds for life's unexpected expenses or investments. However, the speed and simplicity of online transactions can also lead to common oversights. - read more

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Finance News

Regulators Eye Non-Bank Lenders as Market Share Expands
Regulators Eye Non-Bank Lenders as Market Share Expands
14 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) and the Reserve Bank of Australia (RBA) have intensified their oversight of non-bank lenders, responding to the sector's significant growth and its potential impact on financial stability. - read more
Macquarie Bank Halts Trust and Company Lending in Residential Property
Macquarie Bank Halts Trust and Company Lending in Residential Property
14 Nov 2025: Paige Estritori
Macquarie Bank has announced a pause on trust and company lending within the residential property sector, a decision welcomed by the Property Investors Council of Australia (PICA). This move aims to mitigate the risk of residential properties becoming speculative assets and to encourage responsible investment practices. - read more
Westpac's Annual Profit Declines Amidst Mortgage Market Competition
Westpac's Annual Profit Declines Amidst Mortgage Market Competition
06 Nov 2025: Paige Estritori
Westpac Banking Corporation has reported a slight decrease in its annual profit, recording A$6.99 billion for the fiscal year ending September 30, 2025, down from A$7.11 billion the previous year. Despite this decline, the result surpassed analysts' expectations of A$6.83 billion. The bank attributes this dip to intensified competition within Australia's mortgage market and a marginal reduction in its net interest margin, which fell by 1 basis point to 1.94%. - read more