Compare Top Personal & Business Loans In Australia
Need a loan now? Internet Loans Australia offers access to fast, flexible online loans, hassle-free approval, and competitive rates for all Aussies. Find your credit solution today.
Why Choose Internet Loans Australia?
With years of experience in the Australian finance market, Internet Loans Australia connects individuals and families to trusted loan solutions. Whether you need funds for a car, a personal project, or to consolidate debt, we make loan approval simple, transparent, and stress-free.
Our Loan & Credit Services
Personal Loans: Borrow for unexpected needs or make a big purchase, with terms to suit every budget.
Unsecured Loans: Get funds fast—no collateral needed.
Bad Credit Loans: Life happens—our flexible criteria mean options for those with past credit issues.
Online Applications: Secure, paperless, and quick—apply anytime, from anywhere in Australia.
Simple Online Application Process
Compare Options: Use our tools to find the right loan amount and term.
Apply in Minutes: Secure online form with fast digital verification.
Get Approved: Most applicants receive an outcome within hours.
Receive Funds: Approved loans are paid directly to your bank account—usually same-day.
Transparent, Competitive Rates
We partner with leading Australian lenders to bring you competitive rates and no hidden fees. Our team is dedicated to providing clear loan terms and helpful advice so you can make informed choices.
Who Can Apply?
Aussie citizens or permanent residents, 18+ years old
Employed or with a regular income
We assist a wide range of credit backgrounds
Ready to Take the Next Step?
Join thousands of satisfied Australians who’ve secured finance with confidence. Use our loan calculators to plan your repayments, visit our Enquire Now page, or browse our helpful articles to learn more about your options.
Internet Loans Australia—trusted, fast, and flexible loans for every life stage.
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
Last week, the Reserve Bank of Australia (RBA) made its third rate cut this year, lowering the official cash rate by 0.25% to 3.60%. Historically, such rate reductions have been linked to a significant rise in Australian home values, with double-digit growth expected within two years of the start of a rate-cutting cycle, according to the Australian Financial Review. - read more
In a recent financial disclosure, Bell Financial Group (BFG) announced a notable 44% drop in half-year net profit after tax as it navigates challenging market conditions. While the company's overall revenue declined by 12.5% to $121.5 million, its Technology & Platforms and Products & Services units showed resilience with a combined revenue increase of 12% to $46.3 million. This contrasts sharply with the 23.5% revenue dip in its broking division, which totalled $69.4 million. - read more
The evolving landscape of private credit funds in Australia necessitates greater responsibility from self-directed investors, according to Darren Connolly, the Chief Executive of Investment Markets. As the landscape of fixed income investments becomes increasingly complex, investors are being urged to take ownership of their decision-making processes. - read more
An accurate credit report is essential because it directly affects your financial health and borrowing ability. Lenders use your credit report to assess your reliability as a borrower. Accurate information can help you secure loans and favorable interest rates. - read more
Managing debt is a crucial aspect of financial health, especially for millennials in Australia. With student loans, credit cards, and personal loans, it's easy to feel overwhelmed by the debt landscape. However, understanding your options and making informed decisions can set you on the path to financial freedom. - read more
Applying for a loan online streamlines the traditional borrowing process, offering a convenient and fast route to financial assistance. With the advent of technology, borrowers can now complete the entire loan application process from the comfort of their own homes. This digital evolution brings with it a series of steps that, when executed correctly, can result in swift loan approvals. - read more
