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Personal & Business Loan Options

Need help finding a personal or business loan solution? Internet Loans Australia is a broker-matching platform, providing access to a nation-wide referral network of specialist finance brokers and lenders who offer fast, flexible online loan options and competitive rates for eligible applicants.

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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Why Choose Internet Loans Australia?

With over 20 years experience in the Australian finance industry, Internet Loans Australia connects individuals, businesses and families to trusted loan solutions from a selection of participating brokers and lenders on our referral panel. Whether you need funds for a car, a personal project, or to consolidate debt, we aim to make the enquiry and broker-matching process as simple, transparent, and as stress-free as possible.

We are not a lender or credit assistance provider. We connect you with licensed lenders and brokers who compete to offer you loan options that may suit your needs.

Our Network's Loan & Credit Services

  • Personal Loans: Borrow for unexpected needs or make a big purchase, with terms to suit every budget.
  • Unsecured Loans: Access unsecured loan options—no collateral needed.
  • Impaired Credit Loans: Life happens—many of our panel lenders have flexible criteria that may provide options for those with past credit issues.
  • Online Eligibility Assessment: Secure, paperless, and quick—apply anytime, from anywhere in Australia for an initial eligibility pre-assessment (not a loan approval or offer).
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Simple Online Application Process

  1. Compare Options: Use our tools to explore loan amounts and terms from our panel of participating lenders and brokers.
  2. Submit Your Enquiry in Minutes: Complete our secure online eligibility assessment form with fast digital verification.
  3. Broker Matching: Your enquiry is referred to a specialist broker or lender who can discuss your options and, if you choose to proceed, assist in loan submission.
  4. Assessment & Outcome: Your chosen lender or broker assesses your application and lets you know the outcome.
  5. Receive Funds: For approved applications, funds are paid directly to your bank account in line with the lender’s processes.
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Approval times and outcomes depend on the lender or broker assessing your application. Many applicants receive an outcome within hours, but this can vary depending on the lender’s process and your circumstances.

Transparent, Competitive Rates

We refer you to one of our panel of trusted Australian lenders and brokers to bring you competitive rates, but we do not compare all products in the market. We do not charge you any fees for our service, although your chosen lender or broker may have their own fees and charges, which will be disclosed in their loan documentation. Please review all fees, charges and loan terms disclosed to you carefully before making a decision. Our broker partners are committed to providing clear loan terms and informative resources to help you understand your options.

Australian Internet Loans Weekly News Insights

Podcast Cover Image Paige Estritori recaps the week: the RBA lifted the cash rate to about 4.10% on 17 March, with variable repayments set to rise. CommBank, ANZ and NAB will move on 27 March, Westpac on 31 March, and Macquarie on 2 April. Listeners are urged to check repayment settings, prepare for slightly higher monthly costs, and compare options early. The current cash rate is 4.10% and lenders are repricing through late March and early April. Support is available for self‑employed, personal, business, vehicle and equipment finance via a free eligibility check at internet-loans.com.au.

Listen to this week's episode >>

Who Can Apply?

It’s important to consider your own objectives, financial situation and needs before taking out any personal or business loan. Any broker or lender you deal with is required to assess that a loan is suitable for you and that you can afford the repayments before a loan can proceed.

Ready to Take the Next Step?

Join thousands of satisfied Australians who’ve secured finance with confidence. Use our loan calculators to help plan your repayments, visit our Enquire Now page, or browse our helpful articles to learn more about your options.

Internet Loans Australia—trusted, fast, and flexible loan quote and broker-matching service for every life stage.

Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed. This example is for illustrative purposes only. Actual loan terms, total costs and eligibility criteria will vary depending on your circumstances and the lender's assessment.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance News

Manuka Resources Set to Resume Gold and Silver Production in 2026
Manuka Resources Set to Resume Gold and Silver Production in 2026
22 Mar 2026: Paige Estritori
Manuka Resources Limited (ASX:MKR) has unveiled plans to recommence gold and silver production at its Wonawinta and Mt Boppy operations in the second quarter of 2026. This strategic move marks a significant milestone in the company's efforts to revitalise its mining activities and capitalise on favourable market conditions. - read more
Housing Australia Future Fund Approves 900 New Homes
Housing Australia Future Fund Approves 900 New Homes
22 Mar 2026: Paige Estritori
The Housing Australia Future Fund (HAFF), established by the Australian government, has made significant strides in addressing the nation's housing affordability crisis. As of 2025, the fund has approved approximately 900 new social and affordable homes, marking a substantial contribution to increasing housing supply for Australians in need. - read more
CEFC Achieves Record $6.1 Billion Investment in Clean Energy
CEFC Achieves Record $6.1 Billion Investment in Clean Energy
22 Mar 2026: Paige Estritori
The Clean Energy Finance Corporation (CEFC), Australia's government-owned specialist climate investor, has reported a record commitment of $6.1 billion in new investments during the six months leading up to December 2025. This substantial investment underscores the CEFC's pivotal role in advancing the nation's transition towards a sustainable and low-emission future. - read more

Finance Articles

The Ultimate Guide to Responsible Credit Card Use for a Stellar Credit Score
The Ultimate Guide to Responsible Credit Card Use for a Stellar Credit Score
In the financial landscape of Australia, credit scores stand as a crucial measure of one's financial health and credibility. A credit score, essentially a numerical representation of your creditworthiness, is used by lenders and financial institutions to determine the risk involved in lending to you. This score can range from 0 to 1200, where higher scores signify better credit health and an increased likelihood of securing loans with favorable terms. - read more
Debt Management 101: Essential Tips for Millennials in Australia
Debt Management 101: Essential Tips for Millennials in Australia
Managing debt is a crucial aspect of financial health, especially for millennials in Australia. With student loans, credit cards, and personal loans, it's easy to feel overwhelmed by the debt landscape. However, understanding your options and making informed decisions can set you on the path to financial freedom. - read more
Preparing for Loan Approval: Essential Documents Checklist
Preparing for Loan Approval: Essential Documents Checklist
Getting ready for loan approval can seem overwhelming, but having a clear understanding and the right documents can make a significant difference. - read more