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Finance News

APRA's New Cap on High DTI Loans: What It Means for Investors APRA's New Cap on High DTI Loans: What It Means for Investors
24 Dec 2025: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap restricting banks from issuing more than 20% of new home loans to borrowers with debt-to-income (DTI) ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more
RBA's Decision to Hold Cash Rate: Implications for Borrowers and Investors RBA's Decision to Hold Cash Rate: Implications for Borrowers and Investors
24 Dec 2025: Paige Estritori

In its December 2025 meeting, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in balancing inflation control with economic stability. - read more
Government's New Gas Reservation Scheme: What It Means for Australians Government's New Gas Reservation Scheme: What It Means for Australians
24 Dec 2025: Paige Estritori

In December 2025, the Australian government announced the implementation of a Domestic Gas Reservation Scheme, set to commence in 2027. This policy requires liquefied natural gas (LNG) exporters to allocate a portion of their production for the domestic market, aiming to enhance supply security and alleviate rising gas costs for households, businesses, and industrial users. - read more
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Finance Articles

Top Strategies for Managing Your Personal Loan Repayments Efficiently
Top Strategies for Managing Your Personal Loan Repayments Efficiently
Managing your personal loan repayments is crucial to maintaining your financial health. Understanding the importance of staying on top of your loan can help you avoid late fees, reduce stress, and even improve your credit score. - read more
Expert Financial Tips on Consolidating Multiple Loans Effectively
Expert Financial Tips on Consolidating Multiple Loans Effectively
Loan consolidation is a financial strategy that involves combining multiple loans into a single, more manageable loan with a unified repayment plan. By consolidating loans, individuals can streamline their finances, potentially lower their interest rates, and reduce the burden of juggling multiple monthly payments. - read more
Debt Management 101: Essential Tips for Millennials in Australia
Debt Management 101: Essential Tips for Millennials in Australia
Managing debt is a crucial aspect of financial health, especially for millennials in Australia. With student loans, credit cards, and personal loans, it's easy to feel overwhelmed by the debt landscape. However, understanding your options and making informed decisions can set you on the path to financial freedom. - read more