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Need help finding a personal or business loan solution? Internet Loans Australia offers access to fast, flexible online loans, hassle-free approval, and competitive rates for all Australians. Find your credit solution today.

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Quote comparisons are provided free (by a specialist broker from our nation-wide referral panel) and without obligation. See our Privacy Policy

Why Choose Internet Loans Australia?

With over 20 years experience in the Australian finance industry, Internet Loans Australia connects individuals, businesses and families to trusted loan solutions from a selection of specialist brokers and lenders. Whether you need funds for a car, a personal project, or to consolidate debt, we make loan approval simple, transparent, and stress-free.

We are not a lender or credit assistance provider. We connect you with licensed lenders and brokers who compete to offer you their best loan solutions.

Our Loan & Credit Services

Simple Online Application Process

  1. Compare Options: Use our tools to find the right loan amount and term.
  2. Apply in Minutes: Secure online form with fast digital verification.
  3. Get Approved: Most applicants receive an outcome within hours.
  4. Receive Funds: Approved loans are paid directly to your bank account—usually same-day.

Approval times and outcomes depend on the lender or broker assessing your application. Many applicants receive an outcome within hours, but this can vary depending on the lender’s process and your circumstances.

Transparent, Competitive Rates

We refer you to one of our panel of trusted Australian lenders and brokers to bring you competitive rates and no hidden fees. Our broker partners are committed to providing clear loan terms and informative resources to help you understand your options.

Who Can Apply?

Ready to Take the Next Step?

Join thousands of satisfied Australians who’ve secured finance with confidence. Use our loan calculators to help plan your repayments, visit our Enquire Now page, or browse our helpful articles to learn more about your options.

Internet Loans Australia—trusted, fast, and flexible loans for every life stage.



Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.
Finance News

RBA's October 2025 Review Affirms Australia's Economic Resilience
RBA's October 2025 Review Affirms Australia's Economic Resilience
29 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has released its October 2025 Financial Stability Review, providing a comprehensive assessment of the nation's financial system. The report highlights that Australia's financial infrastructure remains robust, even as global economic uncertainties persist. - read more
RBA Reports Easing Financial Conditions Post-2025 Rate Cuts
RBA Reports Easing Financial Conditions Post-2025 Rate Cuts
29 Oct 2025: Paige Estritori
The Reserve Bank of Australia (RBA) has observed early signs of loosening financial conditions following three interest rate cuts in 2025, which have brought the cash rate down to 3.6%. According to RBA Assistant Governor Christopher Kent, these adjustments have led to improved credit availability for both households and businesses. - read more
Australian Business Lending Experiences Significant Growth in June 2025
Australian Business Lending Experiences Significant Growth in June 2025
29 Oct 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has released data indicating a substantial 9.2% year-on-year increase in business lending as of June 2025. This growth suggests a renewed appetite for corporate borrowing, reflecting confidence in the economic outlook. - read more
Click for more Finance News

Finance Articles

How to Decide Between Fixed and Variable Rates for Your Personal Loan
How to Decide Between Fixed and Variable Rates for Your Personal Loan
Personal loans in Australia are a popular financial tool for managing various expenses, from consolidating debt to funding major purchases or covering emergency costs. - read more
How to Fix Credit Report Errors and Boost Your Credit Score
How to Fix Credit Report Errors and Boost Your Credit Score
An accurate credit report is essential because it directly affects your financial health and borrowing ability. Lenders use your credit report to assess your reliability as a borrower. Accurate information can help you secure loans and favorable interest rates. - read more
Preparing for Loan Approval: Essential Documents Checklist
Preparing for Loan Approval: Essential Documents Checklist
Getting ready for loan approval can seem overwhelming, but having a clear understanding and the right documents can make a significant difference. - read more
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IMPORTANT: We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party intermediaries, insurers and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for vaidating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.