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Finance Articles

Common Mistakes to Avoid When Seeking a Small Business Loan
Common Mistakes to Avoid When Seeking a Small Business Loan
Small business loans play a crucial role in the Australian economic landscape. They provide essential capital for business growth, whether it's for expanding operations, purchasing new equipment, or funding marketing campaigns. Understanding the importance of these loans is the first step toward making informed financial decisions. - read more
How to Decide Between Fixed and Variable Rates for Your Personal Loan
How to Decide Between Fixed and Variable Rates for Your Personal Loan
Personal loans in Australia are a popular financial tool for managing various expenses, from consolidating debt to funding major purchases or covering emergency costs. - read more
Top Strategies for Managing Your Personal Loan Repayments Efficiently
Top Strategies for Managing Your Personal Loan Repayments Efficiently
Managing your personal loan repayments is crucial to maintaining your financial health. Understanding the importance of staying on top of your loan can help you avoid late fees, reduce stress, and even improve your credit score. - read more

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Finance News

Understanding APRA's New Debt-to-Income Limits for Mortgages
Understanding APRA's New Debt-to-Income Limits for Mortgages
26 Feb 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced the implementation of new debt-to-income (DTI) limits, set to take effect from 1 February 2026. This regulatory measure aims to mitigate financial risks associated with high-DTI mortgages in the Australian housing market. - read more
Record Growth in Investor Lending Amidst Australia's Tight Rental Market
Record Growth in Investor Lending Amidst Australia's Tight Rental Market
26 Feb 2026: Paige Estritori
Australia's housing market is witnessing a significant surge in investor lending, with new commitments increasing by 13.6% and the total value of investor loans rising by 17.6% to approximately $39.8 billion in the recent quarter. This trend has resulted in investors accounting for 38–40% of all new housing finance over the past year, marking their highest share on record. - read more
Non-Bank Lenders Intensify Legal Actions Amid Rising Insolvencies
Non-Bank Lenders Intensify Legal Actions Amid Rising Insolvencies
26 Feb 2026: Paige Estritori
Recent data indicates a significant increase in court enforcement actions by non-bank lenders in Australia, coinciding with a reduction in such activities by major banks. This trend highlights a shift in debt recovery practices within the financial sector, particularly as insolvency rates continue to rise. - read more