Australian Internet Loans
For Fast, Flexible Online Loan Quotes
Australian Internet Loans :: Articles

Unlocking the Secret to Solving Public Transport: Why Your Workplace Location Matters

Why Does Workplace Location Affect Public Transport Solutions?

Unlocking the Secret to Solving Public Transport: Why Your Workplace Location Matters

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The relationship between our workplace location and the availability of transportation options has a significant impact on our commuting choices. Inner-city and CBD workers enjoy an extensive range of options for public transport, walking and cycling, due to the proximity of their residences to their place of work.

This is the basis of the dream of public transport advocates that encourages people to abandon their cars and use public transportation. However, the economic reality is that the vast majority of jobs are in suburban areas, which are not adequately serviced by public transport. The proportion and number of jobs in CBDs and inner cities are low, and this trend is expected to continue in the future. According to the Census, the CBD only accounts for 8.5% of the jobs in the SEQ region, while the inner city accounts for 14%, and the wider 5 km ring accounts for 21%. This means that eight out of ten people do not work in the inner city.

Need Money for a Bike?
Image for Need Money for a Bike?We offer fast, free, easy access to the best Bike Loan rates and options in the Australian market. Simply use our 3-minute Bike Loan enquiry form to see if you qualify … and you'll get instant access to our national specialist Bike Loan broker network for free advice and assistance through the approval process. No charge, no obligation!

The public transport network's hub-and-spoke nature, which primarily serves the CBD and inner city, works for only around 10% to 15% of people with inner city or CBD jobs. Furthermore, increasing investment in public transport networks that reinforce this hub and spoke structure is unlikely to increase the proportion of people for whom public transport is a legitimate choice. Technology and the advent of work from home have caused the numbers of jobs in inner city locations to erode, while much faster job growth in health and education industries is fueling significant job growth in suburban and outer areas.

Metro Brisbane, which includes suburban business districts, strip centers, shopping centers, and other locations, accounted for over half of the regional job growth between 2011 and 2021, while the Brisbane CBD and the inner city accounted for only 6% and 10%, respectively. The geographical pattern of job growth and contraction is reshaping our cities, but much of our thinking remains rooted in the mistaken notion that “most jobs are in the inner city.” Inner-city professionals in fields such as public policy, government administration, academia, planning, property, law, engineering, and the like seem to have fallen into the trap of thinking that everyone must be like them, commuting to inner-city office towers.

A more dispersed transport network is necessary, and exploring options around electric, autonomous vehicles (including PT), along with more tunnels to move more suburban traffic (which includes, increasingly, freight) can address the problem. It is essential to move away from the hub-and-spoke model of public transport and create a more distributed system that caters to the majority of people who work in suburban areas.

Published: Wednesday, 22nd Feb 2023
Author: Paige Estritori


Finance News

Understanding APRA's New Debt-to-Income Limits for Mortgages
Understanding APRA's New Debt-to-Income Limits for Mortgages
26 Feb 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced the implementation of new debt-to-income (DTI) limits, set to take effect from 1 February 2026. This regulatory measure aims to mitigate financial risks associated with high-DTI mortgages in the Australian housing market. - read more
Record Growth in Investor Lending Amidst Australia's Tight Rental Market
Record Growth in Investor Lending Amidst Australia's Tight Rental Market
26 Feb 2026: Paige Estritori
Australia's housing market is witnessing a significant surge in investor lending, with new commitments increasing by 13.6% and the total value of investor loans rising by 17.6% to approximately $39.8 billion in the recent quarter. This trend has resulted in investors accounting for 38–40% of all new housing finance over the past year, marking their highest share on record. - read more
Non-Bank Lenders Intensify Legal Actions Amid Rising Insolvencies
Non-Bank Lenders Intensify Legal Actions Amid Rising Insolvencies
26 Feb 2026: Paige Estritori
Recent data indicates a significant increase in court enforcement actions by non-bank lenders in Australia, coinciding with a reduction in such activities by major banks. This trend highlights a shift in debt recovery practices within the financial sector, particularly as insolvency rates continue to rise. - read more

Finance Articles

How to Rebuild Your Credit Score After a Financial Setback
How to Rebuild Your Credit Score After a Financial Setback
A financial setback can happen for various reasons, whether it's due to unexpected medical bills, job loss, or other unforeseen expenses. These setbacks often cause significant challenges in managing your finances. - read more
Importance of Regular Credit Monitoring and How to Do It
Importance of Regular Credit Monitoring and How to Do It
Financial health is crucial in ensuring long-term stability and achieving your life goals. Whether it's buying a house, starting a business, or planning for retirement, a strong financial foundation can make these aspirations attainable. One of the key components of maintaining financial health is regular credit monitoring. - read more
The Ultimate Guide to Responsible Credit Card Use for a Stellar Credit Score
The Ultimate Guide to Responsible Credit Card Use for a Stellar Credit Score
In the financial landscape of Australia, credit scores stand as a crucial measure of one's financial health and credibility. A credit score, essentially a numerical representation of your creditworthiness, is used by lenders and financial institutions to determine the risk involved in lending to you. This score can range from 0 to 1200, where higher scores signify better credit health and an increased likelihood of securing loans with favorable terms. - read more