Each week, we unpack the biggest Australian headlines impacting businesses and everyday professionals — from policy changes and economic indicators to tech, compliance, and consumer trends. Expect a crisp recap, plain-English context, and practical takeaways you can act on in minutes. Reliable, jargon-free, and designed for busy listeners who want to stay informed without the noise. Updated weekly, so you never miss what matters.
This Week:
This week: Investor sentiment turns cautious as many landlords say theyd exit if negative gearing or CGT changes proceed, keeping pressure on rental supply and influencing loan demand. ANZ receives about $240m in penalties, while APRA boosts its capital add‑on, signalling tougher oversight and tighter bank processes; borrowers should engage early on hardship and keep refinance applications clean. Commonwealth Bank intensifies competition with a digital‑only home loan and up to 300,000 Qantas points, but borrowers should weigh perks against rate, features and total cost. Action point: compare across banks and non‑banks, run a free eligibility check, and keep documents ready for faster approvals.
EPISODE 695 | Australian Internet Loans Weekly News Insights | Fri, 19th Sep 2025
23 Sep 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Australian Internet Loans Weekly News Insights, Im Paige Estritori, and its Thursday 18 September 2025.
First up, investor confidence is wobbling. Fresh survey data this week shows many property investors say theyd sell if negative gearing or the capital gains tax, CGT, was wound back. More investors exiting can shrink rental supply and keep rents tight, while also shifting demand for new loans. If you hold an investment loan or plan to buy, nows a good time to compare structures and rates, and check your borrowing capacity before you move.
Meanwhile, ANZ was hit with about $240 million in penalties on 15 September over bond trading and retail misconduct, and its prudential capital add‑on was lifted by the Australian Prudential Regulation Authority, APRA. The message for borrowers is simple: regulators are sharpening their focus, so banks will keep tightening processes. If youre under pressure, talk to your lender early about hardship options, and if youre refinancing, use a clean application with up‑to‑date docs to keep things moving.
And in the mortgage market, Commonwealth Bank has spiced up competition with a digital‑only home loan offer tied to up to 300,000 Qantas points. Headline rates are around five‑and‑a‑bit per cent for low loan‑to‑value ratio, or LVR, borrowers, and the offer is direct‑to‑bank only. Perks can be tempting, but points dont offset higher lifetime interest or fees. Compare like‑for‑like: rate, comparison rate, features such as an offset, and total cost over the period you expect to hold the loan.
Whether youre an investor, first‑home buyer, or a business owner planning equipment or vehicle finance, the practical move this week is to compare options across banks and non‑banks, run a free eligibility check, and keep documents ready so approvals can be fast.
Thats it for today. For tailored help on personal and business loans, head to internet-loans.com.au and start your free comparison now.
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