Each week, we unpack the biggest Australian headlines impacting businesses and everyday professionals — from policy changes and economic indicators to tech, compliance, and consumer trends. Expect a crisp recap, plain-English context, and practical takeaways you can act on in minutes. Reliable, jargon-free, and designed for busy listeners who want to stay informed without the noise. Updated weekly, so you never miss what matters.
This Week:
Investor lending hits a record, lifting competition for homebuyers as APRA watches risk. Fixed rates edge higher despite an RBA hold, making the fixed vs variable vs split decision worth revisiting. A new 10% deposit, no‑LMI loan offers another path into the market, but with a higher rate trade‑off. Listeners are urged to check eligibility, compare options, and model scenarios at internet-loans.com.au.
EPISODE 886 | Australian Internet Loans Weekly News Insights | Sat, 15th Nov 2025
21 Nov 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Australian Internet Loans Weekly News Insights, Im Paige Estritori, and its Saturday, 15 November 2025.
First up, investor lending has surged to a record in the September quarter, making up about two in five new home loans. That tells us investors are moving fast as borrowing costs ease and rental vacancies stay tight. Regulators like APRA, the banking watchdog, have flagged they could step in if riskier lending picks up. If youre a first‑home buyer or upgrader, get your borrowing power checked early and compare options so youre not squeezed out; our free eligibility check can help you line up the right loan without pressure.
Next, fixed mortgage rates nudged higher this week even as the RBA, the Reserve Bank of Australia, keeps the cash rate on hold. Several lenders lifted fixed terms by around 0.1 to 0.2 percentage points, signalling markets expect rates to stay steady for longer. For borrowers, that means the choice between fixed, variable or a split loan deserves a fresh look. Use side‑by‑side comparisons to see what fits your plans and cash flow; we make that quick with transparent fees and support for self‑employed applicants too.
Meanwhile, a new low‑deposit option landed: a 10% deposit home loan that waives LMI, or lenders mortgage insurance. It helps buyers with smaller deposits, but the trade‑off is a higher interest rate than many 90% LVR loans that do include LMI. It wont suit everyone, and eligibility rules still apply. Run the numbers on upfront versus ongoing costs and explore alternatives, including the governments 5% deposit guarantee for eligible buyers; we can model scenarios in minutes so you can decide with confidence.
Thats the wrap for this week. For clear comparisons on personal and business loans, plus a free, no‑obligation eligibility check, head to internet-loans.com.au. Im Paige Estritori—thanks for listening and talk to you next week.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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