Each week, we unpack the biggest Australian headlines impacting businesses and everyday professionals — from policy changes and economic indicators to tech, compliance, and consumer trends. Expect a crisp recap, plain-English context, and practical takeaways you can act on in minutes. Reliable, jargon-free, and designed for busy listeners who want to stay informed without the noise. Updated weekly, so you never miss what matters.
This Week:
This week: investor and owner‑occupier mortgage rates converged to a record‑narrow gap, signalling fierce competition for investor loans; arrears eased nationally but Melbourne remains a risk hotspot; and ASIC issued interim stop orders on a retail private‑credit fund, highlighting tighter scrutiny in non‑bank lending. Takeaway for borrowers and business owners: compare across lenders, focus on total cost and features, and use a free eligibility check before applying. Visit internet-loans.com.au for options.
EPISODE 817 | Australian Internet Loans Weekly News Insights | Sat, 25th Oct 2025
31 Oct 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Australian Internet Loans Weekly News Insights; Im Paige Estritori, its Saturday 25 October 2025.
First up, investor and owner‑occupier mortgage rates moved closer than ever on Wednesday. The gap on new variable loans is now about 18 basis points, showing lenders are competing hard for investor business as rental yields stay firm. If youre investing or rentvesting, compare products side by side and use a quick eligibility check so you can weigh rate, fees and features before you apply.
Meanwhile, mortgage relief is spreading but Melbourne is lagging. A ratings report this week shows national arrears easing, yet several Victorian regions still have above‑average 30‑day delinquencies tied to softer prices and higher unemployment. If youre in a stress hotspot, its a good time to review repayments, look at refinancing or switching lender, and consider options that support self‑employed or lower‑credit borrowers with transparent fees and fast online processing.
And on Tuesday, ASIC — the Australian Securities and Investments Commission — issued interim stop orders on a retail private‑credit fund linked to small‑business loans over disclosure concerns. Non‑bank funding keeps growing, but the compliance bar is rising, which is good for borrowers who value clear information and fair terms. If youre seeking working capital or equipment finance, compare banks and non‑banks, check total cost up front, and run a free, no‑obligation eligibility check before you hit submit.
Thats the wrap. For a fast comparison across a wide range of personal and business loans, head to internet-loans.com.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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