Each week, we unpack the biggest Australian headlines impacting businesses and everyday professionals — from policy changes and economic indicators to tech, compliance, and consumer trends. Expect a crisp recap, plain-English context, and practical takeaways you can act on in minutes. Reliable, jargon-free, and designed for busy listeners who want to stay informed without the noise. Updated weekly, so you never miss what matters.
This Week:
This week: Investor sentiment turns cautious as many landlords say theyd exit if negative gearing or CGT changes proceed, keeping pressure on rental supply and influencing loan demand. ANZ receives about $240m in penalties, while APRA boosts its capital add‑on, signalling tougher oversight and tighter bank processes; borrowers should engage early on hardship and keep refinance applications clean. Commonwealth Bank intensifies competition with a digital‑only home loan and up to 300,000 Qantas points, but borrowers should weigh perks against rate, features and total cost. Action point: compare across banks and non‑banks, run a free eligibility check, and keep documents ready for faster approvals.
EPISODE 695 | Australian Internet Loans Weekly News Insights | Fri, 19th Sep 2025
23 Sep 2025 | Paige Estritori
00:00:00
00:00:00
1x
Read Full Transcript:
Hello and welcome to Australian Internet Loans Weekly News Insights, Im Paige Estritori, and its Thursday 18 September 2025.
First up, investor confidence is wobbling. Fresh survey data this week shows many property investors say theyd sell if negative gearing or the capital gains tax, CGT, was wound back. More investors exiting can shrink rental supply and keep rents tight, while also shifting demand for new loans. If you hold an investment loan or plan to buy, nows a good time to compare structures and rates, and check your borrowing capacity before you move.
Meanwhile, ANZ was hit with about $240 million in penalties on 15 September over bond trading and retail misconduct, and its prudential capital add‑on was lifted by the Australian Prudential Regulation Authority, APRA. The message for borrowers is simple: regulators are sharpening their focus, so banks will keep tightening processes. If youre under pressure, talk to your lender early about hardship options, and if youre refinancing, use a clean application with up‑to‑date docs to keep things moving.
And in the mortgage market, Commonwealth Bank has spiced up competition with a digital‑only home loan offer tied to up to 300,000 Qantas points. Headline rates are around five‑and‑a‑bit per cent for low loan‑to‑value ratio, or LVR, borrowers, and the offer is direct‑to‑bank only. Perks can be tempting, but points dont offset higher lifetime interest or fees. Compare like‑for‑like: rate, comparison rate, features such as an offset, and total cost over the period you expect to hold the loan.
Whether youre an investor, first‑home buyer, or a business owner planning equipment or vehicle finance, the practical move this week is to compare options across banks and non‑banks, run a free eligibility check, and keep documents ready so approvals can be fast.
Thats it for today. For tailored help on personal and business loans, head to internet-loans.com.au and start your free comparison now.
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
The Australian Securities and Investments Commission (ASIC) has called for enhanced standards in the private credit sector, coinciding with its recent implementation of stop orders on several financial products. This move comes as part of ASIC's interim report, titled 'Private Credit in Australia,' which identifies significant areas needing improvement: conflicts of interest, fees and remuneration, portfolio transparency and valuations, and terminology. - read more
A recent report commissioned by the Australian Securities and Investments Commission (ASIC) reveals significant gaps in the process by which retail investors are guided into private credit markets. Authored by former banker Nigel Williams and infrastructure investor Richard Timbs, the report highlights a lack of transparency in how these investors are introduced to private credit opportunities, raising concerns about the expertise of those advising them. - read more
The Australian Securities and Investments Commission (ASIC) has introduced a new, consolidated legislative instrument that relates to financial advice. This update follows through on ASIC's May announcement regarding the remake of three existing advice-related instruments. - read more
In recent times, Australians have witnessed a notable uptick in the use of online personal loans. The trend emerges as part of a broader digital transformation, where convenience and speed take precedence. This shift has facilitated access to financial services with just a few clicks, making personal loans available to anyone with an internet connection. - read more
When you embark on the journey of securing a loan, one pivotal factor that looms large in the eyes of lenders is your debt-to-income ratio, commonly known as DTI. This crucial metric measures the chunk of your monthly income that goes towards paying debts, and it serves as a barometer for financial stability. A lower DTI can swing the doors wide open to favorable loan terms, while a higher one might signal red flags for potential lenders. - read more
Managing debt is a crucial aspect of financial health, especially for millennials in Australia. With student loans, credit cards, and personal loans, it's easy to feel overwhelmed by the debt landscape. However, understanding your options and making informed decisions can set you on the path to financial freedom. - read more