Each week, we unpack the biggest Australian headlines impacting businesses and everyday professionals — from policy changes and economic indicators to tech, compliance, and consumer trends. Expect a crisp recap, plain-English context, and practical takeaways you can act on in minutes. Reliable, jargon-free, and designed for busy listeners who want to stay informed without the noise. Updated weekly, so you never miss what matters.
This Week:
This week: Broker market share hits a record, with more Australians choosing brokers for access to choice and support. Housing credit growth eases in July, and lenders sharpen new‑customer offers, making it a good time to benchmark your rate if youre rolling off a fixed term. The Federal Court penalises a payday lender after ASIC action over unfair terms, a reminder to check direct‑debit authorities and consider transparent alternatives. The ATO updates consultation on dynamic monthly PAYG instalments for small business, which could smooth cashflow and align better with loan repayments if adopted. Visit internet-loans.com.au for a free loan assessment.
EPISODE 2863 | Australian Internet Loans Weekly News Insights | Sat, 5th Sep 2026
8 Sep 2026 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Australian Internet Loans Weekly News Insights; Im Paige Estritori, and its Saturday 5 September 2026.
First up, mortgage brokers now write about eighty‑two per cent of new home loans, a fresh record in the June quarter. More borrowers are choosing brokers for access to choice and support with complex policies. If youre comparing options, a broker can line up banks and non‑banks side by side, and our free eligibility check can show where you stand before you apply.
Meanwhile, credit data for July shows housing growth easing again as demand cools. Lenders are sharpening offers to win scarce applications, with many trimming new‑customer variable rates since June and adding switching incentives. If youre on an older rate or coming off a fixed term, its a good time to benchmark your loan. Run a quick comparison and ask us to negotiate or refinance if it stacks up.
Also this week, the Federal Court ordered a $3.5 million penalty against a payday lender after Australian Securities and Investments Commission (ASIC) action over unfair contract terms. The case highlights risks in small‑amount credit, especially automatic deductions from your bank account. If you rely on short‑term cash, read the direct‑debit authority, watch your statements, and consider whether a transparent personal loan with clear fees could fit better.
And for small business owners, the ATO is consulting on “dynamic PAYG instalments” that would let businesses opt to calculate and pay instalments monthly through accounting software. Its not law yet, but the aim is smoother, more accurate tax cashflow from July 2027. If monthly PAYG lands, it could make it easier to line up repayments on equipment, vehicle or working‑capital finance with your actual takings. Talk to your adviser now about cashflow settings so youre ready.
Thats it for this week. For a free loan assessment and to compare personal and business finance options, head to internet-loans.com.au.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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