Australian Business Lending Experiences Significant Growth in June 2025

APRA Reports a 9.2% Year-on-Year Increase in Corporate Borrowing

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Prudential Regulation Authority (APRA) has released data indicating a substantial 9.2% year-on-year increase in business lending as of June 2025.

This growth suggests a renewed appetite for corporate borrowing, reflecting confidence in the economic outlook.

Key insights from the report include:

**Loan Volume:** Loans to non-financial businesses totaled $1.14 trillion in June 2025, marking the highest on record.
**Comparison with Housing Loans:** While business lending grew by 9.2%, housing loans increased by 5.6% year-on-year, highlighting a more robust expansion in the business sector.
**Economic Implications:** The acceleration in business lending indicates that companies are leveraging favorable financial conditions to invest in growth and expansion initiatives.

For business owners and entrepreneurs, this trend underscores the availability of financing options to support various ventures. It's advisable to explore different loan products and consult with financial advisors to identify the most suitable financing solutions.

In summary, the significant uptick in business lending reflects a positive sentiment within the corporate sector, suggesting a proactive approach towards investment and expansion in the current economic climate.

Published:Wednesday, 29th Oct 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

ANZ's Nuno Matos Takes Helm at Australian Banking Association

08 Dec 2025: Paige Estritori

In a significant leadership transition within Australia's banking sector, Nuno Matos, Chief Executive Officer of ANZ Group, has been appointed as the new chair of the Australian Banking Association (ABA) council. This appointment marks a pivotal moment for the ABA, an organisation that plays a central role in shaping industry policies, consumer protections, and regulatory frameworks across the nation's banking landscape. - read more

LMG's Asset Finance Exchange Hits $80 Million Milestone

08 Dec 2025: Paige Estritori

Loan Market Group's Asset Finance Exchange (AFX) has reported a remarkable achievement, settling approximately $80 million in its inaugural year. This milestone underscores the burgeoning growth of Australia's asset finance sector and highlights the platform's effectiveness in connecting brokers with asset finance specialists. - read more

Valiant Finance Sees 20% Growth in Commercial Finance Settlements

08 Dec 2025: Paige Estritori

Valiant Finance has reported a significant 20% increase in commercial finance settlements during the second quarter of 2025, highlighting a robust expansion in Australia's small and medium-sized enterprise (SME) lending landscape. This growth is predominantly driven by heightened activity in the healthcare, agriculture, and construction sectors, reflecting improved lender confidence and a resurgence in business investment across the nation. - read more

Click for more Finance News

Finance Articles

Finding Financial Harmony: Balancing Your Debts and Savings Effectively

Financial harmony involves the smooth and balanced management of personal finances, where debts and savings are optimally aligned to achieve financial stability and peace of mind. - read more

5 Key Steps to Take Before Applying for an Online Loan

Applying for an online loan can be a convenient way to manage your finances from the comfort of your own home. With technology's advancement, borrowing money has shifted from traditional brick-and-mortar institutions to digital platforms, making the process quicker and more accessible. However, navigating through this online landscape requires an understanding of how it operates. - read more

Debt Management 101: Essential Tips for Millennials in Australia

Managing debt is a crucial aspect of financial health, especially for millennials in Australia. With student loans, credit cards, and personal loans, it's easy to feel overwhelmed by the debt landscape. However, understanding your options and making informed decisions can set you on the path to financial freedom. - read more

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.