RBA Holds Cash Rate at 3.60% Amid Inflationary Pressures

Analysing the Reserve Bank's Decision and Its Implications for Borrowers

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The Reserve Bank of Australia (RBA) has decided to keep the official cash rate unchanged at 3.60% during its November meeting.

This decision reflects the central bank's cautious approach in balancing inflation control with economic stability.

Recent data indicates that the headline consumer price index (CPI) rose to 3.2% in September 2025, up from 2.1% in the June quarter, signaling persistent inflationary pressures.

Additionally, the unemployment rate edged up to 4.5% in September, suggesting a slight softening in the labor market. The RBA's decision to hold the cash rate steady provides time to assess how economic conditions evolve and whether further adjustments are necessary to maintain stability.

For borrowers, this means that interest rates on loans are likely to remain stable in the short term. However, it's essential to stay informed about potential future rate changes, as the RBA continues to monitor economic indicators closely. Consulting with financial advisors can help borrowers navigate these conditions and make informed decisions regarding their loans and financial planning.

Published:Thursday, 6th Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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