Australian Internet Loans
For Fast, Flexible Online Loans
Australian Internet Loans :: Calculators
SHARE

Share this calculator!

Australian Internet Loans Boat Loan Repayment Calculator

Plan your dream boat purchase with our Boat Loan Calculator. Enjoy low rates, flexible terms, and quick estimates to find the best finance for your lifestyle.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Boat Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
calculate
Boat Loan Repayment & Amortisation Calculator

Important!

Boat Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Boat Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Boat Loan Repayment & Amortisation CalculatorBoat Loan Repayment & Amortisation Calculator

Share this calculator:


Finance News

Australian Home Prices Set to Climb: What Buyers and Investors Should Expect
Australian Home Prices Set to Climb: What Buyers and Investors Should Expect
30 Nov 2025: Paige Estritori
Recent analyses indicate that Australian home prices are expected to rise by approximately 6.9% in 2026, an upward revision from earlier projections of 5.6%. This forecast is based on a Reuters poll of 15 property analysts conducted between November 13 and 26, 2025. The anticipated increase is primarily attributed to a combination of limited housing supply and sustained demand, particularly in major cities such as Sydney, Melbourne, Brisbane, Adelaide, and Perth. - read more
RBA's Decision to Hold Cash Rate: Implications for Borrowers and Investors
RBA's Decision to Hold Cash Rate: Implications for Borrowers and Investors
30 Nov 2025: Paige Estritori
In its November 2025 meeting, the Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 3.60%. This decision reflects the central bank's cautious approach in balancing inflation control with economic stability. - read more
APRA's New Cap on High DTI Home Loans: What Borrowers Need to Know
APRA's New Cap on High DTI Home Loans: What Borrowers Need to Know
30 Nov 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will implement a cap restricting banks from issuing more than 20% of new home loans to borrowers with debt-to-income (DTI) ratios of six times or higher. This measure applies to both owner-occupier and investor loans, excluding new housing developments. - read more

Finance Articles

Debt-to-Income Ratio: Fine-tuning Your Finances for Loan Approval
Debt-to-Income Ratio: Fine-tuning Your Finances for Loan Approval
When you embark on the journey of securing a loan, one pivotal factor that looms large in the eyes of lenders is your debt-to-income ratio, commonly known as DTI. This crucial metric measures the chunk of your monthly income that goes towards paying debts, and it serves as a barometer for financial stability. A lower DTI can swing the doors wide open to favorable loan terms, while a higher one might signal red flags for potential lenders. - read more
How to Decide Between Fixed and Variable Rates for Your Personal Loan
How to Decide Between Fixed and Variable Rates for Your Personal Loan
Personal loans in Australia are a popular financial tool for managing various expenses, from consolidating debt to funding major purchases or covering emergency costs. - read more
Common Mistakes to Avoid When Seeking a Small Business Loan
Common Mistakes to Avoid When Seeking a Small Business Loan
Small business loans play a crucial role in the Australian economic landscape. They provide essential capital for business growth, whether it's for expanding operations, purchasing new equipment, or funding marketing campaigns. Understanding the importance of these loans is the first step toward making informed financial decisions. - read more